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"I couldn't rate, recommend, or speak with any higher regard about this man and my experience with him."
Brian may be the sole reason my family and I were able to purchase our home. Due to a multitude of reasons it took 9 months from putting an offer on our new home to being able to purchase. Brian was there every step of the way. He was in constant contact with both realtors to make sure everything was moving forward. He was at the home helping with the home inspection. He came to my work to make sure paperwork could be submitted as soon as possible. He was always a call, text, or email away. When the seller of our new home stopped talking to her realtor, she would talk to Brian. He reworked countless mortgage options and scenarios, all with my family's best interest in mind. In short, Brian is not a mortgage broker. He is a quality human being that will treat you like family. I couldn't rate, recommend, or speak with any higher regard about this man and my experience with him.
- Luke, PA
HTSMortgage Perhaps you already own your own home. If so, then HTS Mortgage still can help you out. Home loan interest rates are now declining and you may want to take advantage of this decline in rates and consider refinancing your home for a lower rate and better payment. When you refinance your home you are able to lower what you are paying monthly on your loan, shorten your loan terms, consolidate your home loans, and in some cases you may even be able to get some cash back.

It used to be that you wanted to wait until interest rates dropped at least 2% before you refinanced. However, now that many loans offer no cost refinancing or even low cost refinancing, even with smaller reductions, you still may benefit from a refinance loan. We have several refinancing products that may be able to help you. You can choose between fixed rate refinance loan, which offer you a rate that never changes for the life of the loan, or you can choose an adjustable rate mortgage, which can fluctuate as interest rates change.
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